Legal Notice
Website presentation
Responsible Entity
The website https://joco2027.org is produced by INSIDE COMMUNICATION – Les Sudistes Sàrl (hereinafter “INSIDE COMMUNICATION”), whose administrative headquarters are located at 43-45, Zone OP Zaemer, L-4959 Bascharage (G.D. Luxembourg) and registered with the Luxembourg Trade and Companies Register under number B133630 (VAT: LU22170304).
INSIDE COMMUNICATION acts as the technical manager, without being responsible for the information contained therein. This responsibility lies with the owner, ILAC – Institut Luxembourgeois des Actuaires (hereinafter ILAC – Institut Luxembourgeois des Actuaires), whose registered office is located at: P.O. Box 448, L-2014 Luxembourg, registered with the Luxembourg Trade and Companies Register under the number ASBL (VAT: N/A).
Management and Hosting
Design, creation, and webmastering: INSIDE COMMUNICATION
Hosting: The website is hosted by OVH SAS, whose registered office is located at 2 Rue Kellermann, 59100 Roubaix (France), registered with the French Trade and Companies Register under RCS Lille Métropole 424 761 419 00045 (VAT: FR22424761419).
Use of information – Intellectual property rights
Photos and texts: Photos are provided by ILAC – Institut Luxembourgeois des Actuaires, purchased from Shutterstock, or consist of royalty-free images. Texts are provided by ILAC – Institut Luxembourgeois des Actuaires.
ILAC – Institut Luxembourgeois des Actuaires holds the usage rights and/or is the owner of the intellectual property rights to all elements accessible on the website, particularly the texts and images in its possession that it made available to INSIDE COMMUNICATION for the development of the website.
INSIDE COMMUNICATION holds the usage rights and/or is the owner of the intellectual property rights to all elements accessible on the website, particularly the texts and images in its possession that it made available to ILAC – Institut Luxembourgeois des Actuaires for the development of the website.
Any reproduction, representation, or dissemination, in whole or in part, of the content of this site on any medium or by any process whatsoever constitutes an infringement and is prohibited without the express permission of ILAC – Institut Luxembourgeois des Actuaires.
Trademarks: The corporate names, trademarks, and distinctive signs reproduced on the website are protected under trademark law. The reproduction or representation of all or part of any of the aforementioned signs is strictly prohibited and requires prior written authorization from the trademark owner.
All trademarks or trade names appearing on the website that do not belong to ILAC – Institut Luxembourgeois des Actuaires or INSIDE COMMUNICATION are covered by a right of use.
Any reproduction, representation, use, adaptation, or modification of any of the above-mentioned trademarks and trade names without the prior authorization of ILAC – Institut Luxembourgeois des Actuaires is strictly prohibited and constitutes trademark infringement.
General terms and conditions of use and liability
The user of the website https://joco2027.org unconditionally agrees that all access to or use of the website is carried out under their own responsibility and in accordance with these terms of use. As these terms may be modified or supplemented at any time, users are invited to consult them regularly.
INSIDE COMMUNICATION is not liable for direct or indirect damage that may be caused by the use of the site, particularly in relation to interruption, cessation, or malfunction of the site, which may result notably from downtime for maintenance or repair of the IT system, technical failures or network overload, negligence or errors by providers, internet service providers, or third parties, as well as viruses originating from the internet.
The website https://joco2027.org is updated regularly by INSIDE COMMUNICATION based on information provided by ILAC – Institut Luxembourgeois des Actuaires.
Contractual limitations on technical data: INSIDE COMMUNICATION and ILAC – Institut Luxembourgeois des Actuaires cannot be held responsible for material damage linked to the use of the site. Furthermore, the website user commits to accessing the site using recent hardware, containing no viruses, and with an up-to-date, latest-generation browser.
Hypertext links to other websites: The website https://joco2027.org may contain links to other sites. We strive to link only to sites that share our standards regarding privacy. However, we are not responsible for the content of other sites or their personal data practices.
Hypertext links from other websites pointing to https://joco2027.org: INSIDE COMMUNICATION and ILAC – Institut Luxembourgeois des Actuaires are in no way responsible for hypertext links created from third-party websites. Any hyperlink to https://joco2027.org or www.inside-communication.lu must receive prior, express, written authorization from ILAC – Institut Luxembourgeois des Actuaires or INSIDE COMMUNICATION, respectively.
Limitation of liability: A contact form is available to users. If necessary, ILAC – Institut Luxembourgeois des Actuaires reserves the right to hold the user civilly and/or criminally liable, particularly in the event of messages of a racist, abusive, defamatory, or pornographic nature, regardless of the medium used (text, photograph, etc.).
Description of services provided
The purpose of the website https://joco2027.org is to provide information regarding all activities of ILAC – Institut Luxembourgeois des Actuaires.
INSIDE COMMUNICATION strives to provide information on https://joco2027.org that is as accurate as possible. However, it cannot be held responsible for omissions, inaccuracies, or deficiencies in updates, whether caused by itself or by third-party partners supplying this information.
All information on https://joco2027.org is given for guidance only and is subject to change. Furthermore, information on the website is not exhaustive and is provided subject to modifications made since being published online.
Personal data protection
Use of cookies: Browsing the site https://joco2027.org may result in cookie(s) being installed on the user’s computer. A cookie is a small file that does not allow user identification, but records information relating to navigation of a computer on a site. Data obtained in this way is intended to facilitate subsequent navigation on the site and is also intended to allow various traffic measurements.
Refusing cookie installation may prevent access to certain services. However, the user can refuse certain cookies via the module presented during their first visit. Their choice to accept or refuse cookies will be saved for one year.
Personal data collection and management: ILAC – Institut Luxembourgeois des Actuaires commits to ensuring that personal data concerning users of https://joco2027.org, transmitted via contact forms or any other means, is collected for processing requests and any resulting commercial relationship, and is used in compliance with current European regulations regarding the processing and protection of personal data, including Regulation (EU) 2016/679 of the European Parliament and of the Council on the protection of natural persons with regard to the Processing of Personal Data of European citizens.
ILAC – Institut Luxembourgeois des Actuaires commits to ensuring that personal data will not be communicated to unauthorized third parties.
Applicable law and jurisdiction
This legal notice is governed by Luxembourg law. In the event of a dispute, the Luxembourg courts shall have exclusive jurisdiction.
Glossary
User: Internet user connecting to the website https://joco2027.org
The site: https://joco2027.org
Personal data: “Any information relating to an identified or identifiable natural person; an identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an online identifier, or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural, or social identity of that natural person” according to Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016.
